|Ask for Jim |
|Tel: 01789 268167|
|Mob: 07800 681831|
There are thousands of mortgage products available for all sorts of circumstances but finding the right one is not an easy task. We can help you find the right mortgage for you. Find out more today
The choice in the mortgages market can be confusing with so many products to choose from.
Your adviser will access professional mortgage sourcing software which is updated daily to bring you the latest deals from the whole of market, so if you are a first time buyer, homemover, remortgaging, sorting out your buy to let investments or need any other mortgage related help and advice then please don’t hesitate to contact us and speak to an adviser who will take the confusion out of mortgages and present the options clearly and simply, allowing you to make sense of the products available.
Life cover, Critical illness cover & Income protection policies
Nobody likes to think of the worst or what could happen if things went wrong. But what would happen if you were unable to work, due to long term illness or disability?
How would you pay your mortgage or meet your other monthly commitments? How would your partner meet the monthly mortgage payments, in the event of your death or the diagnosis of you becoming critically ill?
These are things you really should be mindful of and failure to meet monthly mortgage repayments could result in mortgage lenders repossessing your home.
If you do not have a Will in place, you have no say over what happens to your assets when you pass away, and this can cause many difficulties for your loved ones and dependents.
It is particularly important to have a Will in place if you own your own property, are married, have entered into a Civil Partnership, have a long term partner, have dependents or wish someone to benefit from your assets who is not a close member of your family. By making a Will, you can stipulate how you would like your assets to be distributed in the event of your death – giving you and your family protection and peace of mind.
There is a general misconception that if you are Married or have entered into a Civil Partnership that your spouse of civil partner will automatically inherit everything you own upon your death. This is not the case. On the contrary, the law sets out who gets what in the Law of Intestacy. These laws may not represent your wishes, which is why it is important that you consider setting up a Will to ensure that your wishes are followed. Furthermore, the law makes no provision for a partner if you are not married or in a civil partnership – even if you have lived together your entire lives.
- Remortgage, Next Time Buyer, First Time Buyer, Buy 2 Let, Let 2 Buy
- Life Assurance, Critical Illness, Income Protection, Family Protection, Buildings & Contents, Land Lords Insurance, Unemployment & Redundancy
- Simple Wills, Mirror Will, Life Time Interest Wills, Lasting Power of Attorney, Child Trusts